Cost of Doing Business Calculator

Calculate all costs of running your business to set prices that actually make profit. Include every expense so nothing gets missed.


How the Cost of Doing Business Calculator works

Enter all business costs: materials, labor, rent, utilities, insurance, marketing, administrative expenses, and loan payments. Calculate total monthly costs and minimum pricing.

Many businesses fail because they don’t know their true total costs. Calculate everything to set prices that cover all expenses plus profit.

How it works

Tutorial

Many small businesses fail because owners don’t account for all their costs when setting prices. Calculating every expense – from materials to rent to loan payments – ensures your pricing actually generates profit instead of slowly draining your savings.

You have two options: use the calculator above for complete cost analysis, or follow this guide to calculate your true total business costs.

All Business Cost Categories

Cost TypeWhat It Includes
Direct CostsMaterials, supplies, labor directly making the product
Overhead CostsRent, utilities, insurance, admin salaries, marketing
Financial CostsLoan interest, credit card fees, bank charges

Complete Cost Calculation

Here’s how to capture every business expense for proper pricing.

Step 1: Add Up Direct Production Costs

Calculate costs directly tied to making your product:

Direct CostMonthly Amount
Raw Materials$45,000
Production Labor$28,000
Production Supplies$3,500
Packaging Materials$2,500
Total Direct Costs$79,000

Calculation:All production costs =$79,000/month

Step 2: Add All Overhead Costs

Include every other business expense:

Overhead ExpenseMonthly Amount
Rent & Utilities$8,500
Office Staff Salaries$15,000
Marketing & Advertising$6,000
Insurance$2,000
Equipment Depreciation$3,000
Accounting & Legal$2,500
Total Overhead$37,000

Calculation:All overhead costs =$37,000/month

Step 3: Calculate Total Cost and Required Pricing

Find true cost per unit including everything:

ItemCalculationAmount
Direct CostsFrom Step 1$79,000
Overhead CostsFrom Step 2$37,000
Loan InterestMonthly payment$4,000
Total Monthly Costs$79k + $37k + $4k$120,000
Units Produced MonthlyYour production1,000
True Cost Per Unit$120,000 ÷ 1,000$120
Price for 30% Profit$120 ÷ 0.70$171

Final Answer:Must sell at$171+per unit to make 30% profit

Why This Matters

Your true cost is $120 per unit, not just the $79 in materials and labor. Many businesses price around $100, thinking that’s profitable since materials only cost $79. But with $41 in overhead and financing costs per unit, selling at $100 means losing $20 per sale. This is why businesses run out of money even when “making sales.” Always price based on total costs, not just direct costs.

calculator_desc


Every Business Needs Backlinks, Including Yours.
Meet the smartest link building tool ever made


BlazeHive matches your pages with relevant sites, finds the exact
paragraph to place your link, and verifies placement
automatically. Build backlinks while earning credits for linking
to others.

Your first step was Cost of Doing Business Calculator; your next step is easier SEO with BlazeHive.



AI-Powered Niche Matching

Get matched with relevant sites automatically Our AI analyzes your content and finds websites in your exact niche that actually want to exchange backlinks. No random link farms, no irrelevant sites, just quality matches with 97%+ topical relevance so every backlink builds real authority.


Automated 24/7 Link Building

Your backlink profile grows while you sleep BlazeHive runs continuously, matching you with new relevant sites as they join the network. More matches mean more backlinks, higher rankings, and growing organic traffic, all without manual outreach, follow-ups, or agencies charging $5K/month.

First Backlink in Under 7 Days

Stop waiting months for outreach results Most users get their first quality backlink within a week of joining. No cold emails with 2% response rates, no waiting 3-6 months for agency deliverables. Just AI matches delivered daily so you can start building authority immediately.

Credit-Based Fair Exchange

Earn credits by giving, spend credits to receive Give backlinks to relevant sites and earn credits based on your domain authority. Use those credits to get backlinks from sites you need. Fair value exchange means no one gets exploited higher DA sites cost more credits, new sites get incentive pricing.


Start with Cost of Doing Business Calculator, then level up to BlazeHive.io