Calculator for Business

Calculate all your important business numbers in one place. From profit margins to break-even points to loan payments.


How the Calculator for Business works

Choose from multiple business calculators: profit margins, break-even analysis, loan payments, markup pricing, and growth rates. Enter your numbers and get instant results.

Running a business means doing math constantly. This tool gives you all the essential calculators in one place so you can make decisions quickly.

How it works

Tutorial

Business owners need to calculate profits, break-even points, and loan payments regularly. Having these common calculations in one place saves time and reduces errors when making pricing, hiring, and investment decisions.

You have two options: use the calculator above for instant business math, or follow this guide to learn the essential calculations.

Essential Business Formulas

What You’re CalculatingFormula
Gross Margin %((Revenue – Cost of Goods) ÷ Revenue) × 100
Break-Even UnitsFixed Costs ÷ (Price – Variable Cost per Unit)
Loan PaymentBased on loan amount, interest rate, and term

Common Business Calculations

Here are the three calculations business owners use most often.

Calculation 1: Gross Margin

Find out how much profit you make on sales:

ItemAmount
Monthly Revenue$150,000
Cost of Goods Sold$90,000
Gross Profit$60,000
Gross Margin %40%

Calculation:($150,000 – $90,000) ÷ $150,000 × 100 =40%

What it means:You keep 40 cents of profit for every dollar of sales

Calculation 2: Break-Even Point

Find how many units you must sell to cover costs:

ComponentValue
Fixed Costs (rent, salaries, etc.)$30,000/month
Selling Price per Unit$75
Variable Cost per Unit$45
Profit per Unit$30
Break-Even Units1,000 units/month

Calculation:$30,000 ÷ ($75 – $45) =1,000 units

What it means:You need to sell at least 1,000 units monthly to cover all costs

Calculation 3: Loan Payment

Find your monthly payment on a business loan:

Loan DetailsValue
Loan Amount$100,000
Annual Interest Rate8%
Loan Term5 years (60 months)
Monthly Interest Rate0.667% (8% ÷ 12)
Monthly Payment$2,028

Final Answer:You’ll pay$2,028every month for 5 years

How to Use These Numbers

These three calculations help you make better business decisions. Gross margin shows if your pricing is profitable. Break-even tells you your minimum sales target. Loan payment helps you know if you can afford financing. Run these numbers whenever you’re changing prices, planning production, or considering a loan.


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