Calculator for Business
Calculate all your important business numbers in one place. From profit margins to break-even points to loan payments.
How the Calculator for Business works
Choose from multiple business calculators: profit margins, break-even analysis, loan payments, markup pricing, and growth rates. Enter your numbers and get instant results.
Running a business means doing math constantly. This tool gives you all the essential calculators in one place so you can make decisions quickly.
How it works
Tutorial
Business owners need to calculate profits, break-even points, and loan payments regularly. Having these common calculations in one place saves time and reduces errors when making pricing, hiring, and investment decisions.
You have two options: use the calculator above for instant business math, or follow this guide to learn the essential calculations.
Essential Business Formulas
| What You’re Calculating | Formula |
|---|---|
| Gross Margin % | ((Revenue – Cost of Goods) ÷ Revenue) × 100 |
| Break-Even Units | Fixed Costs ÷ (Price – Variable Cost per Unit) |
| Loan Payment | Based on loan amount, interest rate, and term |
Common Business Calculations
Here are the three calculations business owners use most often.
Calculation 1: Gross Margin
Find out how much profit you make on sales:
| Item | Amount |
|---|---|
| Monthly Revenue | $150,000 |
| Cost of Goods Sold | $90,000 |
| Gross Profit | $60,000 |
| Gross Margin % | 40% |
Calculation:($150,000 – $90,000) ÷ $150,000 × 100 =40%
What it means:You keep 40 cents of profit for every dollar of sales
Calculation 2: Break-Even Point
Find how many units you must sell to cover costs:
| Component | Value |
|---|---|
| Fixed Costs (rent, salaries, etc.) | $30,000/month |
| Selling Price per Unit | $75 |
| Variable Cost per Unit | $45 |
| Profit per Unit | $30 |
| Break-Even Units | 1,000 units/month |
Calculation:$30,000 ÷ ($75 – $45) =1,000 units
What it means:You need to sell at least 1,000 units monthly to cover all costs
Calculation 3: Loan Payment
Find your monthly payment on a business loan:
| Loan Details | Value |
|---|---|
| Loan Amount | $100,000 |
| Annual Interest Rate | 8% |
| Loan Term | 5 years (60 months) |
| Monthly Interest Rate | 0.667% (8% ÷ 12) |
| Monthly Payment | $2,028 |
Final Answer:You’ll pay$2,028every month for 5 years
How to Use These Numbers
These three calculations help you make better business decisions. Gross margin shows if your pricing is profitable. Break-even tells you your minimum sales target. Loan payment helps you know if you can afford financing. Run these numbers whenever you’re changing prices, planning production, or considering a loan.
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